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Indian Railway Welfare Organisation (IRWO)

Welfare housing for railway employees
Official Information • IRWO
IRWO assists railway employees (serving & retired) to acquire housing on a No Profit No Loss basis under the patronage of the Ministry of Railways, Government of India.
25 Sep 1989 Established
New Delhi Headquarters
89,681 Members (as on 31 Mar 2025)

Overview

Indian Railway welfare organisation was established on 25th September 1989 by Ministry of Railways, Government of India with the objective of promoting welfare schemes to assist Railway employees, both serving and retired to acquire housing on 'no profit, no loss basis'.

IRWO is a registered Society under the Societies Registration Act XXI of 1860. Its headquarters is located in New Delhi. Zonal offices may be increased or wound up based on requirement.

Governing Body

Ex-officio Members (Ministry of Railways)
  • Member Infra. (Chairman)
  • Advisor or Executive Director/IR
  • Advisor or Executive Director/Accounts
  • Advisor or Executive Director/L & A
Union Representatives
  • Two representatives each from AIRF and NFIR
  • One representative each from Group A Railway Officers Association, IRPOF, and IRPFA
Executive Officers
  • Managing Director
  • Director Technical
  • Director Finance
Co-opted Members
Nominated by Chairman, Railway Board, up to four experts with relevant experience.

Activities

Although initially formed to promote social welfare broadly, IRWO now primarily focuses on the construction of housing for its members across India through self-financing schemes.

As of 31st March 2025, IRWO proudly serves 89,681 members across the nation.

Last Updated: 13-08-2026